Funding for independent medical practices
Zippi funds physician-owned practices directly. Funding up to $500,000. No hard credit check.
*Average completion time 3 minutes.
Why Physicians Choose Zippi for Funding
We believe in people, not algorithms.
Apply in Minutes, Funded in Hours.
Complete our short online application and receive funds in hours.
Flexible, Competitive Financing.
We offer rates tailored to your business needs, ensuring you get the best deal.
Simple and Transparent.
We provide funding with clear and easy to understand terms - no surprises.
How Medical Practice Funding Works
You get the funding up front. Repayment is a fixed daily or weekly amount, or a share of your daily or weekly sales, taken automatically from your business bank account. In Nevada, Texas, Utah, South Dakota and Delaware, Zippi offers a business loan.
Start by applying
Any green button will do
Provide some basic details
Takes 3 minutes!
Share account details
(3-4 months bank statements)
Who Can Apply for Medical Practice Funding?
Zippi funds medical practices open at least 12 months, in every specialty. We work with:
Primary care and specialist practices.
Solo physicians and group practices.
Hospital-owned and private-equity-owned groups.
Owners or decision-makers applying.
Your day is for patients, not paperwork. Our process keeps up: no drawn-out forms, no hard credit check, and funding in hours.
Apply in minutes*
Common Uses for Medical Practice Funding
Insurers pay weeks after the visit. The AAFP says days in accounts receivable should stay under 50, and 30 to 40 is better. That means a month or more of payroll, rent and supplies paid before the claims come in. A denied claim or a new payer rule stretches it further. (American Academy of Family Physicians)
Cover payroll while insurance claims are paid.
Buy exam room equipment, imaging and lab tools.
Hire a nurse practitioner, PA or billing staff.
Open a second office or add exam rooms.
Switch EHR or billing systems.
Handle cash gaps from denied or delayed claims.
Minimum Requirements.
To boost your chances of getting approved, make sure you meet these basic criteria to prequalify for medical practice funding with Zippi.
$20,000+ in Monthly Sales.
Your practice must bring in at least $20,000 in gross sales every month.
Business Owner.
You’re the owner or the person authorized to make financial decisions for the business — including applying for funding on its behalf.
Over 12 Months in Business.
Your practice needs to have been open at least 12 months, with its own sales history.
Have a Business Bank Account.
You must have a business bank account where you deposit sales. A personal bank account does not qualify.
Trusted by local businesses across industries.
We’ve partnered with businesses like yours— veterinary clinics, local bakeries, gadget shops, restaurants, and more—to help them reach their next milestone.
Restaurants
Construction
Gas Stations
Transportation
Grocery Stores
Veterinary Clinics
Agriculture
And more...
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Medical Practice Funding FAQs
1. How fast is funding?
You can get funded in hours after you complete our 3-minute application and share your bank statements.
2. Will applying affect my credit score?
No. Applying with Zippi involves no hard credit check, so your credit score won't be impacted.
3. How much funding can I qualify for?
Physician practices can get up to $500,000, depending on your practice's sales.
4. What do I need to apply?
All you need is a few basic business details and your last 3–4 months of bank statements. That’s it—no paperwork overload.
5. What can I use the funding for?
You can use your funding for anything your practice needs, including:
- Covering cash flow gaps
- Buying exam room and lab equipment
- Making payroll
- Opening a new location
- Renovating your space
- Stocking up on medical supplies
6. What makes Zippi different from a traditional bank loan?
Unlike banks, Zippi's process is fast, flexible, and human. No rigid algorithms. No unnecessary delays. Just real people who understand how medical practices get paid.
7. Which specialties do you fund?
All of them, primary care and specialists alike. Hospital-owned and private-equity-owned groups qualify too.
Let’s Grow Your Business Together.
We provide fast, flexible funding to help you reach your next milestone. Apply today and move one step closer to your goals.
