Funding for medical spas ready to add treatments or rooms
Zippi funds medical spas and aesthetic clinics directly. Funding up to $500,000. No hard credit check.
*Average completion time 3 minutes.
Why Med Spa Owners Choose Zippi for Funding
We believe in people, not algorithms.
Apply in Minutes, Funded in Hours.
Complete our short online application and receive funds in hours.
Flexible, Competitive Financing.
We offer rates tailored to your business needs, ensuring you get the best deal.
Simple and Transparent.
We provide funding with clear and easy to understand terms - no surprises.
How Med Spa Funding Works
You get the funding up front. Repayment is a fixed daily or weekly amount, or a share of your daily or weekly sales, taken automatically from your business bank account. In Nevada, Texas, Utah, South Dakota and Delaware, Zippi offers a business loan.
Start by applying
Any green button will do
Provide some basic details
Takes 3 minutes!
Share account details
(3-4 months bank statements)
Who Can Apply for Med Spa Funding?
Zippi funds medical spas open at least 12 months. We work with:
Medical spas.
Aesthetic clinics.
Single and multi-location practices.
Owners or decision-makers applying.
Your clients book weeks ahead. Our process keeps up: no drawn-out forms, no hard credit check, and funding in hours.
Apply in minutes*
Common Uses for Med Spa Funding
Med spas are a large, growing business: over $17 billion a year in the U.S., and the average med spa brought in about $1.4 million in 2023. Growth means buying devices, building out treatment rooms and hiring licensed staff before the new services earn anything. (American Med Spa Association)
Buy lasers and other aesthetic devices.
Build out a treatment room.
Hire and train injectors and providers.
Stock injectables and skincare products.
Open a second location.
Cover the gap between a big purchase and the revenue it brings in.
Minimum Requirements.
To boost your chances of getting approved, make sure you meet these basic criteria to prequalify for med spa funding with Zippi.
$20,000+ in Monthly Sales.
Your med spa must bring in at least $20,000 in gross sales every month.
Business Owner.
You’re the owner or the person authorized to make financial decisions for the business — including applying for funding on its behalf.
Over 12 Months in Business.
Your med spa needs to have been open at least 12 months.
Have a Business Bank Account.
You must have a business bank account where you deposit sales. A personal bank account does not qualify.
Trusted by local businesses across industries.
We’ve partnered with businesses like yours— veterinary clinics, local bakeries, gadget shops, restaurants, and more—to help them reach their next milestone.
Restaurants
Construction
Gas Stations
Transportation
Grocery Stores
Veterinary Clinics
Agriculture
And more...
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Med Spa Funding FAQs
1. How fast is funding?
You can get funded in hours after you complete our 3-minute application and share your bank statements.
2. Will applying affect my credit score?
No. Applying with Zippi involves no hard credit check, so your credit score won't be impacted.
3. How much funding can I qualify for?
Med spas can get up to $500,000, depending on your sales.
4. What do I need to apply?
All you need is a few basic business details and your last 3–4 months of bank statements. That’s it—no paperwork overload.
5. What can I use the funding for?
You can use your funding for anything your med spa needs, including:
- Covering cash flow gaps
- Buying lasers and other aesthetic devices
- Making payroll
- Opening a new location
- Renovating your space
- Stocking injectables and skincare products
6. What makes Zippi different from a traditional bank loan?
Unlike banks, Zippi's process is fast, flexible, and human. No rigid algorithms. No unnecessary delays. Just real people who understand how med spas get paid.
7. Can I use the funding to buy a laser or other device?
Yes. Buying lasers and other aesthetic devices is one of the most common ways med spas use Zippi funding.
Let’s Grow Your Business Together.
We provide fast, flexible funding to help you reach your next milestone. Apply today and move one step closer to your goals.
