Funding for nail salons ready to add chairs or open another location
Zippi funds established nail salons directly. Funding up to $500,000. No hard credit check.
*Average completion time 3 minutes.
Why Nail Salon Owners Choose Zippi
We believe in people, not algorithms.
Quick as a gel set.
Apply in minutes. Get funded in hours.
Built for beauty bosses.
From solo techs to high-traffic salons, we’re made for you.
No jargon. No drama.
Straightforward terms and stress-free repayments.
How Nail Salon Business Financing Works
You get the funding up front. Repayment is a fixed daily or weekly amount, or a share of your daily or weekly sales, taken automatically from your business bank account. In Nevada, Texas, Utah, South Dakota and Delaware, Zippi offers a business loan.
Start by applying
Any green button will do
Provide some basic details
Takes 3 minutes!
Share account details
(3-4 months bank statements)
Who Can Apply for Nail Salon Funding?
Zippi funds nail salons open at least 12 months. We work with:
Single-location nail salons.
Multi-chair studios.
Mobile nail tech businesses.
Full-service salons with nail offerings.
Entrepreneurs expanding into new locations.
If you're building a thriving nail business, we're here to back your next stage in your growth.
Apply in minutes
Common Uses for Nail Salon Funding
A new pedicure station is more than the chair. Each one needs water and drain lines, and the salon needs ventilation that pulls dust and fumes away from the table, which many building codes require. All of it gets paid for before the new chairs bring in a dollar. (Nails Magazine)
Add pedicure and manicure stations.
Remodel, add plumbing or upgrade ventilation.
Stock polish, gel and supplies in bulk.
Cover payroll while new technicians build a client list.
Hire and train new technicians.
Open a second location.
What Nail Salon Owners Are Saying
Minimum Requirements.
To boost your chances of getting approved, make sure you meet these basic criteria to prequalify for nail salon funding with Zippi.
$20,000+ in Monthly Sales.
Your business must bring in at least $20,000 in gross sales every month, including slow months.
Business Owner.
You’re the owner or the person authorized to make financial decisions for the business — including applying for funding on its behalf.
Over 12 Months in Business.
Your salon needs to have been open at least 12 months. We can't fund salons in their first year yet.
Have a Business Bank Account.
You must have a business bank account where you deposit sales. A personal bank account does not qualify.
Trusted by local businesses across industries.
We’ve partnered with businesses like yours— veterinary clinics, local bakeries, gadget shops, restaurants, and more—to help them reach their next milestone.
Restaurants
Construction
Gas Stations
Transportation
Grocery Stores
Veterinary Clinics
Agriculture
And more...
Nail Salon Funding FAQs
1. How fast is funding?
You can get funded in hours after you complete our 3-minute application and share your bank statements.
2. Will applying affect my credit score?
Nope. We don’t run a hard credit check when you apply, so your score stays untouched.
3. How much funding can I qualify for?
Zippi offers up to $500,000 in funding depending on your salon’s revenue and financials. Whether you're solo or scaling — we’ve got options.
4. What do I need to apply?
Just the essentials: basic business info and the last 3–4 months of bank statements. That’s it. No piles of paperwork.
5. What can I use the funding for?
Your money, your move. Use your Zippi funding for:
- Adding new chairs or nail stations
- Restocking premium products and polish
- Hiring or training techs
- Launching promos or ads
- Renovating your space
- Opening a new salon
6. How is Zippi different from a bank loan?
We’re not a bank — and we don’t act like one. That means no confusing terms, no slow approvals, and no hoops to jump through. Just fast, flexible funding from a team that gets small businesses.
7. Do you only fund nail salons?
Nail salons are one of our specialties, but we also work with day spas, hair salons, barbers, estheticians and other beauty businesses.
Let’s Grow Your Business Together.
We provide fast, flexible funding to help you reach your next milestone. Apply today and move one step closer to your goals.
