Funding for convenience stores growing beyond the pump
Zippi funds independent convenience stores and gas station stores directly. Funding up to $500,000. No hard credit check.
*Average completion time 3 minutes.
Why Store Owners Choose Zippi for Funding
We believe in people, not algorithms.
Apply in Minutes, Funded in Hours.
Complete our short online application and receive funds in hours.
Flexible, Competitive Financing.
We offer rates tailored to your business needs, ensuring you get the best deal.
Simple and Transparent.
We provide funding with clear and easy to understand terms - no surprises.
How Convenience Store Funding Works
You get the funding up front. Repayment is a fixed daily or weekly amount, or a share of your daily or weekly sales, taken automatically from your business bank account. In Nevada, Texas, Utah, South Dakota and Delaware, Zippi offers a business loan.
Start by applying
Any green button will do
Provide some basic details
Takes 3 minutes!
Share account details
(3-4 months bank statements)
Who Can Apply for Convenience Store Funding?
Zippi funds convenience stores open at least 12 months. We work with:
Independent convenience stores.
Gas station stores with fuel pumps.
Stores with food service, coffee or a deli counter.
Corner stores, bodegas and markets.
Store owners know every dollar counts. Our process keeps up: no drawn-out forms, no hard credit check, and funding in hours.
Apply in minutes*
Common Uses for Convenience Store Funding
Food is where c-stores make their money inside the store. In 2025, foodservice was 28.5% of in-store sales and 38.9% of in-store profits. Adding or improving a food program takes cash up front for equipment, coolers and staff. (NACS State of the Industry, 2025 data)
Add or upgrade a food program: ovens, warmers, roller grills, coffee.
Buy new coolers and freezer doors.
Stock up ahead of busy seasons and supplier deals.
Remodel, update lighting or add new signs.
Cover payroll while you add shifts.
Refresh the store layout and shelving.
Minimum Requirements.
To boost your chances of getting approved, make sure you meet these basic criteria to prequalify for convenience store funding with Zippi.
$20,000+ in Monthly Sales.
Your store must bring in at least $20,000 in in-store sales every month, not counting fuel.
Business Owner.
You’re the owner or the person authorized to make financial decisions for the business — including applying for funding on its behalf.
Over 12 Months in Business.
Your store needs to have been open at least 12 months. We can't fund stores in their first year yet.
Have a Business Bank Account.
You must have a business bank account where you deposit sales. A personal bank account does not qualify.
Trusted by local businesses across industries.
We’ve partnered with businesses like yours— veterinary clinics, local bakeries, gadget shops, restaurants, and more—to help them reach their next milestone.
Restaurants
Construction
Gas Stations
Transportation
Grocery Stores
Veterinary Clinics
Agriculture
And more...
.webp)
Convenience Store Funding FAQs
1. How fast is funding?
You can get funded in hours after you complete our 3-minute application and share your bank statements.
2. Will applying affect my credit score?
No. Applying with Zippi involves no hard credit check, so your credit score won't be impacted.
3. How much funding can I qualify for?
Zippi offers convenience stores funding of up to $500,000, depending on your business details and revenue.
4. What do I need to apply?
All you need is a few basic business details and your last 3–4 months of bank statements. That’s it—no paperwork overload.
5. What can I use the funding for?
You can use your funding for anything your store needs, including:
- Covering cash flow gaps
- Buying coolers, food equipment and shelving
- Making payroll
- Opening a new location
- Renovating your space
- Stocking up on inventory
6. What makes Zippi different from a traditional bank loan?
Unlike banks, Zippi's process is fast, flexible, and human. No rigid algorithms. No unnecessary delays. Just real people who understand the convenience store business.
7. Do you fund stores with fuel pumps?
Yes. Fuel sales don't count toward the $20,000 monthly minimum. In-store sales need to reach it on their own.
Let’s Grow Your Business Together.
We provide fast, flexible funding to help you reach your next milestone. Apply today and move one step closer to your goals.
