Jumpstart your growth.
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Up to $500,000 to shift your auto shop into high gear. 3 minute application. No credit check.
*No hard credit check. 3 minute application.
Why Auto Shops Choose Zippi?
We believe in people, not algorithms.
Quick as an oil
change.
Apply in minutes. Get funded in hours.
Built for garage
pros.
From solo wrenchers to busy multi-bay shops, we’re made for you.
Terms that keep your shop in gear.
Straightforward terms and stress-free repayments.
How Auto Shop Funding Works.
Funding doesn’t have to be complicated — so we made it simple.
Start by applying.
Any green button will do.
Provide some basic details.
Takes 3 minutes!
Share account details.
(3-4 months bank statements).
Who Can Apply for Auto Repair Shop Funding?
Zippi is built for auto shops ready to grow — whether that means hiring techs, upgrading equipment, or expanding their garage. We work with:
Independent auto repair, body, or collision shops.
Specialties like tires, transmissions, paint, or diagnostics.
Shops with one bay or high-volume multi-bay operations.
Garages with at least 12 months of consistent customer revenue.
Owners, partners, or lead operators actively managing the business.
If you're building a thriving auto shop, we're here to back your next stage of growth.
Apply in minutes
Common Uses for Auto Shop Funding.
Use Zippi funding to upgrade your shop:
Hire new techs or front-desk staff.
Buy lifts, spray booths, or diagnostic tools.
Restock paint, tires, or repair parts.
Open more bays or expand your garage.
Launch ads, update your signage, or promote online.
Cover cash flow from slow-paying claims.
What Auto Shop Owners Are Saying.
Minimum Requirements.
To boost your chances of getting approved, make sure you meet these basic criteria to prequalify for auto shop funding with Zippi.
$20,000+ in Monthly Sales.
Your business must generate at least $10K per month in gross sales.
Business Owner.
You’re the owner or the person authorized to make financial decisions for the business — including applying for funding on its behalf.
Over 12 Months in Business.
Your business should have been in operation for at least six months — the longer, the better.
Have a Business Bank Account.
You must have a business bank account where you deposit sales. A personal bank account does not qualify.
Trusted by local businesses across industries.
We’ve partnered with businesses like yours— veterinary clinics, local bakeries, gadget shops, restaurants, and more—to help them reach their next milestone.
Restaurants
Construction
Gas Stations
Transportation
Grocery Stores
Veterinary Clinics
Agriculture
And more...
Auto Repair Shop Funding FAQs
1. How fast can I get funding as an auto shop?
You can receive funds in as little as 24 hours after submitting your 3-minute application and uploading bank statements.
2. Will applying affect my credit score?
No. We don’t perform a hard credit check, so your score won’t be impacted.
3. How much funding can I qualify for?
You may be eligible for up to $500,000, depending on your shop’s financials.
4. What do I need to apply?
Just your business details and 3–4 months of bank statements. That’s it.
5. What can I use the funding for?
Use Zippi funding to:
- Hire new techs or front-desk staff
- Purchase lifts, spray booths, or diagnostic tools
- Restock paint, tires, or repair parts
- Expand your garage or open more bays
- Launch ads, update signage, or promote online
- Cover cash flow while waiting on insurance payouts
6. How is Zippi different from a traditional bank loan?
No slow approvals. No confusing terms. No paperwork pileups. Zippi is made for busy shop owners.
7. Do you only fund auto shops?
Auto shops are a core focus, but we also fund other skilled trades and small businesses across the U.S.
Let’s Grow Your Business Together.
We provide fast, flexible funding to help you reach your next milestone. Apply today and move one step closer to your goals.
